• HMO
(Health
Maintenance Organization)
A select group of providers whom the organization
selects for medical services |
• PPO
(Preferred Provider Organization)
A larger amount of providers
with whom the organization has negotiated discounted
coverage |
• Blanket
Medical Expense
Usually with a deductible this
is a clause which states that all costs are covered
despite the nature such as medicine and rehabilitation |
• Maximum
Out of Pocket Costs
The most that any participant
may pay for medical services when covered |
• Detoxification
The medical process which is
undertaken when a participant is recovering from
substance abuse, usually alcohol |
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• Remember -
No insurance policy is a very bad policy to have. It
is much better to be safe than sorry.
|
• It
is very important to join a company that you
will be able to contact 24/7 |
• Purchase
an insurance plan that can cover your specific
needs when the unexpected happens |
• Check
the renewal options on your policy as they may
vary by company and type of insurance |
• Make
sure to write down the phone number of the company
you select and keep it in a safe place |
• Keep
in Mind-
A few dollars spent today can save you a much
greater amount of money in the future |
|
Do You Need
More Information?
Click
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